Skip to main content

New announcement. Learn more

Business Health Check

Before you can plan where your business is going, you need to know exactly where it stands. Our Business Health Check is a comprehensive review of your business's position — giving you an honest, expert assessment of your strengths, vulnerabilities, and opportunities.

It's the ideal starting point for any new client relationship, and a valuable annual exercise for established businesses. We look across your whole business — not just the profit and loss — so you come away with genuine clarity and a clear set of priorities to act on.

What we cover

  • Review of historical profitability — how your business has performed over recent years, what's driven results, and where the trends are heading

  • Forecasted profitability — modelling future performance under different scenarios, including commodity price movements, cost pressures, and production changes

  • Equity position review — a clear assessment of your net worth, how it has changed over time, and what it means for your financial resilience

  • Asset & liability allocation — mapping your on-farm and off-farm assets alongside your funding structures and sources, so you can see how your wealth is deployed and whether it's working as hard as it should be

  • Funding structure review — assessment of your current debt mix, lender relationships, fixed/floating split, and whether your borrowing structure is aligned with your business goals

  • Identification of key risks and opportunities — a plain-English summary of what needs attention, what's working well, and what the next steps should be