Farming and growing is a long game — and so is building wealth. But too often the financial planning side of rural life gets pushed to the bottom of the to-do list. Whether you're thinking about retirement, planning for succession, or simply wanting to make sure your money is working as hard as you are, Rural Business Partners can help you build a clear picture of your off-farm investment strategy and put a plan in place to get there.

We're licensed to provide regulated financial advice on KiwiSaver and managed funds, and we bring a rural lens to every conversation — because the financial goals, tax positions, and timelines of farming families are different to everyone else's.

What we cover

• KiwiSaver advice — fund selection, contribution strategy, and making sure your KiwiSaver is aligned with your retirement goals and risk profile

• Off-farm investment planning — building a diversified asset base outside the farm or orchard to reduce concentration risk and create financial resilience

• Financial goal setting — getting clear on what you're working toward, over what timeframe, and what it will take to get there

• Investment asset class allocation — understanding where your money is invested, how different asset classes behave, and how to build a mix that suits your circumstances

• Retirement planning — projecting what you'll need in retirement, what you're currently on track for, and what adjustments will make the biggest difference

• Succession and transition planning — helping you think through the financial side of passing on the farm or orchard, including how off-farm assets can support a fair and workable succession